Archive for March, 2010

When a Freelancer Changes The Game

Monday, March 22nd, 2010

Often, businesses hire freelancers (writers, photographers, process consultants, trainers) to solve a specific problem for the lowest possible cost. And a good freelancer at the right price is often the right approach.

Sometimes, though, you spend more and get something great. You seek out and find a linchpin who combines inspiration and professionalism and initiative and pushes back on your quest for average. When you interact with someone like that, you might pay more but you get far more than you paid.

I recently did a photo shoot with my friend Brian, and from the moment I walked into the studio, I discovered that he and his lighting guru were relentlessly pushing to change my perception of what was possible at the same time they were focused on overdelivering on the project. They had little interest in settling on merely doing a good job.

There’s a lot of pressure for freelancers to fit in, conform and comply. It seems easier to generate new business that way. That’s not really true. It’s easier to become an easily-described commodity that way, but the person who’s willing to push themselves out to an edge that matters is on the only path that actually leads to success.

And then it’s up to the client to care enough about the project and in making a difference to have the guts to hire you.

Seth Godin

TV

Monday, March 15th, 2010

TV was awesome when there wasn’t a lot of other options. Everybody would watch TV ,and they would have something to talk about the next day. But, now that is not the case. There are much better options.

-Run a store on Ebay
-Write a blog.
-Learn a new language.
-Read a book.
-Play an instrument.
-Social Networking.

Not to mention, I hate commercials!

Brian B

The 4 G’s Of Real Estate:

Monday, March 8th, 2010

Here are 4 Real Estate Terms that are Commonly Used:

 

 Real Estate and Mortgage Glossary – Definitions (G)

 

government loan (mortgage)
A mortgage that is insured by the Federal Housing Administration (FHA) or guaranteed by the Department of Veterans Affairs (VA) or the Rural Housing Service (RHS). Mortgages that are not government loans are classified as conventional loans.

 

Government National Mortgage Association (Ginnie Mae)
A government-owned corporation within the U.S. Department of Housing and Urban Development (HUD). Created by Congress on September 1, 1968, GNMA performs the same role as Fannie Mae and Freddie Mac in providing funds to lenders for making home loans. The difference is that Ginnie Mae provides funds for government loans (FHA and VA)

 

grantee
The person to whom an interest in real property is conveyed.

 

grantor
The person conveying an interest in real property.

 

Source:  RealEstateABC.com

Questions about the 4 G’s?                                                                                                                                                                                                                                       Contact New England Real Estate Organization for more Information.

Amortization…Did I hear that on Star Track?

Thursday, March 4th, 2010

Although it sounds like an other-worldly word, this is actually a common Real Estate Term. 

So what does it mean?

amortization:
The loan payment consists of a portion which will be applied to pay the accruing interest on a loan, with the remainder being applied to the principal. Over time, the interest portion decreases as the loan balance decreases, and the amount applied to principal increases so that the loan is paid off (amortized) in the specified time

 

amortization schedule:
A table which shows how much of each payment will be applied toward principal and how much toward interest over the life of the loan. It also shows the gradual decrease of the loan balance until it reaches zero. 
( Information Taken from: RealEstateABC.com       © 1998 – 2010 RealEstateABC.com. All Rights Reserved.)

 

Make sure to contact New England Real Estate Organization with questions regarding “Amortization”.

Escrow: What is that?

Wednesday, March 3rd, 2010

es·crow

1.  a contract, deed, bond, or other written agreement deposited with a third person, by whom it is to be delivered to the grantee or promisee on the fulfillment of some condition.
 
2.  to place in escrow: The home seller agrees to escrow the sum of $1000 with his attorney.
 
3.  in escrow, in the keeping of a third person for delivery to a given party upon the fulfillment of some condition.

 
 
 
Citation:
Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2010. 
http://dictionary.reference.com/browse/escrow
Have Questions about Escrow?